Payroll Growth Partners (PGP) of the Zebec Network is stepping up the payroll game with a strategic partnership with National Payment Corporation (NatPay), a U.S. ACH heavyweight. The collaboration aims to power a next-generation payroll and disbursement platform combining traditional banking rails with optional Web3-native payouts.
NatPay, in business since 1991, manages more than $170 billion annually for over 300,000 ACH clients, making it one of the country’s largest ACH and payroll providers. Through this partnership, PGP’s flagship firm, PayBridge, will leverage NatPay’s Direct Deposit Plus, pay card, and paperless statement capabilities to deliver faster, fully auditable, and reliable payroll solutions for enterprise and mid-market employers.
Bank-Trusted Infrastructure Meets Web3 Flexibility
By integrating NatPay’s established payroll and HCM systems with Zebec’s programmable stablecoin rails, PGP enables clients to route payouts over both traditional bank networks and blockchain-native infrastructure. The solution taps into ISO 20022-compliant messaging, NatPay’s ACH engine, FedNow real-time payments, and standard wire and bank settlement flows.
The result is a future-proof payroll and treasury stack capable of supporting ACH, wire, FedNow, and Web3 programmable payouts from a single platform—streamlining operations and reducing friction for employers.
“NatPay brings three decades of experience, national scale, and a proven infrastructure,” said Simon Babakhani, CEO of Zebec and founder of PGP. “Pairing their infrastructure allows us to offer our clients the best of both worlds: bank-trusted direct deposit and programmable payouts in one workflow.”
A Forward-Looking Payroll Play
PGP’s PayBridge currently processes over $300 million in annual payroll. The integration with NatPay means employers can move from traditional batch payroll to an always-on, digital-first model, without compromising on security or compliance.
“PGP and PayBridge represent exactly the kind of forward-looking partners we look for,” said Jim Hagan, EVP at NatPay. “Together, we’re helping payroll providers and employers transition to faster, fully digital payroll experiences while keeping regulatory standards intact.”
The phased rollout includes traditional direct deposit, pay cards, and paperless pay stubs, with optional stablecoin payroll, earned wage access, and cross-border disbursement capabilities planned for future releases. This positions PGP as one of the first payroll platforms offering a truly hybrid approach—blending bank-grade reliability with emerging digital asset rails.
Why It Matters
Payroll is no longer just about moving money—it’s about speed, compliance, and flexibility. Employers increasingly demand solutions that can adapt to AI-driven finance tools, real-time settlements, and cross-border workflows. PGP and NatPay’s partnership highlights a growing trend in the payroll space: blurring the line between traditional banking and blockchain-enabled finance, while keeping operational risk and regulatory compliance front and center.
For HR tech providers and enterprise finance teams, this could signal the beginning of a broader shift toward programmable, hybrid payroll ecosystems that combine the best of legacy systems with the speed and programmability of Web3.
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